借り
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Base noun form. Used to refer to the act of borrowing, a debt, or a loan. Often appears in compound words like 『借りる』 (kariru, 'to borrow') or phrases like 『借りがある』 (kari ga aru, 'to owe a favor').
Theme

At a library, User and their classmate Yuta are discussing borrowing books for a school project and managing their resources.

借り

かり

borrowing / debt / loan

Everyday Life & SurvivalShopping & Money Use

Memory Hook

Imagine you need to 'carry' something you borrowed, like a book from a library. 'Carry' sounds like 'kari' — you carry what you borrow, so remember 『借り』 (kari, 'borrowing').

Cultural Note

In Japan, borrowing money or items is often formalized with phrases like 『借りがあります』 (kari ga arimasu, 'I have a debt'). It's polite to express gratitude when borrowing, such as saying 『借りてきます』 (karite kimasu, 'I'll borrow and come back').

Forms

Base: 借りBase noun form. Used to refer to the act of borrowing, a debt, or a loan. Often appears in compound words like 『借りる』 (kariru, 'to borrow') or phrases like 『借りがある』 (kari ga aru, 'to owe a favor').